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Best auto insurance comparison
Auto insurance quotes
Every two years, or more frequently your auto insurance rate or your family situation changes.
Quotes must be requested 30 to 45 days prior to the renewal date of your current auto insurance policy. With each insurance company, rates could vary widely. If you spend some time on comparison shopping, you can be sure of finding some saving.
Important information for an auto insurance quote
Drivers: Date of birth, license number and dates of all accidents and violations in the past. The company will order a motor vehicle report before you buy a policy.
Cars: Year, make and model of car and if any additional equipment installed after it was manufactured, include the value. This includes wheels, alarms, trim packages or custom paint.
Prior insurance:
Name of current insurance company (not your agent) and your renewal date. And, when you get a car insurance quote, do not allow a "gap" in coverage from your current policy to the new one.
Coverage limits:
This starts with Bodily Injury and Property Damage Liability (and Personal Injury Protection coverage,( if you're in a no-fault state).
Deductibles: Make an equal comparison for Comprehensive and Collision coverage.
Discounts:
Low mileage, hybrid, safe driver, good student are some of them. Look for companies that match your profile.
How to compare auto insurance quotes
Make sure that you're getting a car insurance quote for exactly the same amount of coverage with the same deductibles. You can adjust your limits and deductibles to see how the rate changes. Always try to get actual auto insurance quotes, not just estimates. Many leading insurance companies let you compare and buy auto insurance quotes easily online as well as by phone.
Applying for an auto insurance quote
Research for companies and get quotes online. Be sure to match the quote with your current coverage (with same limits and deductibles). If you have questions, try online chat or look for FAQs.
You can talk to friends and family about companies they like or have dealt with recently. Also compare rates, coverage and payment plans, as well as information about the reputation and financial stability of the companies you are considering.
Try to buy a quote from a company you can trust, so that you can find dependable coverage at an affordable price.
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